Many financial advisors do not help their clients with their company retirement plan. Burdensome compliance and the inability to keep up with plan investment options prevents most advisors from giving their clients advice on one of their most important assets. Visionary Horizons aims to manage all aspects of a client's financial interests.
Are you confused about which investments options you should select in your 401(k)? Worried you can’t get help from your advisor or afford professional advice? Each 401(k) is different, just like you. Investment options change. Understanding your personal risk tolerance is critical, but how do you assess that? Active401k™ solves this for you.
Active401k™ is a robust technology platform that provides non-discretionary investment advice on most 401(k), 403(b), and 457 plans. Advice is customized to the client’s risk tolerance, goals, and unique investment options within their plan. Active401K™ uses The Sherman Sheet to provide tactical investment advice. The tactical model uses a Simple Trend And Rank (STAR) portfolio construction that evaluates risk and different financial positions quarterly. The STAR Min/Max Model has been awarded the coveted DALBAR Certification “QDIA” seal for exceeding ERISA requirements governing the management of retirement assets.
So what does this all mean?
It’s simple: Active401k™ assesses your personal risk, analyzes your investment options, and recommends what investment options you should own on a quarterly basis. Active401k™ tells you exactly what funds you should buy and what percentage of your assets should be allocated to each investment. You stay in control. Active401k™ provides the advice and you make the changes.
Visionary Horizons provides you access to this service at a low fixed cost. There is no minimum account balance to utilize the service and we encourage all participants of company retirement plans to consider Active401k™, whether they are our client or not.
*Investment advice offered by Q3 Advisors, LLC, a registered investment advisor. Visionary Horizons, LLC, Q3 Advisors, LCC , and W. E. Sherman & Company, LLC are three independent and unaffiliated companies.